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Storm Insurance Consultants is not a public adjusting firm and does not negotiate, interpret, or settle insurance claims. We do not provide legal advice, determine coverage, or communicate with insurance carriers on behalf of policyholders. Our services are limited to assisting homeowners and business owners in documenting damages, organizing repair estimates, and preparing information and questions to present directly to their insurance company or licensed adjuster. All decisions regarding insurance coverage, claim filing, and settlement must be made between the policyholder and their insurance carrier.